Wondering if a career at Williams Agencies is the right move for you? Let us help you navigate through the most frequently asked questions we have.

American Income Life Insurance Company is one of the largest providers of supplemental insurance coverage to labor unions, credit unions, and associations. American Income Life Insurance is licensed in 49 states, the District of Columbia, Canada and New Zealand. American Income is a wholly-owned subsidiary of the Globe Life Inc. Corporation, formally known as Torchmark Corporation. We are under the NYSE as GL

Want to earn a six-figure income?

American Income Life gives you the opportunity to earn as much as you desire. With a wealth of ambition comes a wealth of earning potential. See real life examples in our Agent Testimonials page or American Income Life YouTube Channel.

Love working with people and helping them perform to their fullest potential?

At AIL you will learn how to recruit, train, develop, and manage others. Training resources are continually available at

Ready for a change in your career?

If you find yourself in a job without the compensation to match you ability, without the prospect of achievement, or without the flexible schedule you desire, American Income Life might be the solution to your dilemma.

New to the job market?

More and more college graduates find themselves unsure of a career path to pursue or unable to find work in this unstable economy. American Income Life offers a great opportunity to build your career, whether you’re just out of school, a seasoned professional, or even if you don’t have a college degree or sales experience. AIL’s number one requirement of representatives is the intense dedication to succeed.

Want to be an entrepreneur?

At AIL, you are in business for yourself, but not by yourself. If you have the ability and drive to train and manage, we will teach you how to build an Agency or expand your operation to other states.

What kinds of recognition will I get working with AIL/Williams Agencies?

Annual Sales Convention
Each year, hundreds of qualifying American Income Life Insurance Company sales representatives and their guests have the opportunity to attend our annual convention held in various popular locations. Convention destinations have included Caribbean cruises, Las Vegas, Hawaii, Beverly Hills, and New York City. In 2014, AIL Convention attendees and their guests will be headed to San Francisco!

Production Awards
Each year, AIL and NILICO honor their top producers at our annual convention by recognizing our Top Individual Producers, Supervising Agent, General Agents, Master General Agents, Regional General Agents, State General Agents, Public Relations Representatives, and PR Managers in the Company.

Other special recognition awards are presented to the President’s Club, Founder’s Club, SGA of the Year, and qualifiers to the Million Dollar Club for that particular year.

In addition, throughout the year, top producers are recognized each week and month via Company communications.

Special Rewards and Recognition
There are always opportunities to be recognized for outstanding performance with American Income Life Insurance Company. Whether the prize is a trip to Paris, or the recognition is your picture in our Spotlight magazine, you can rest assured that you will have ample opportunity to be recognized and rewarded for your achievements.

What can a Benefits Director at Williams Agencies expect to earn in the first year of the position?

Our Benefits Directors earn $60,000 – $90,000 on average their first year.

How does a new Benefits Director acquire their clients?

The greatest part about being a Benefits Director at the Williams Agencies is that there is no-cold calling, prospecting of friends and family ever.  We provide exclusive, 3rd party endorsed leads to all of Benefits Directors.

Are there any incentives for being a Benefits Director at Williams Agencies?

After 90 days, full health insurance and life insurance. Annual conventions to exotic locations. Vested, life time retirement.

Will AIL really show me the money?

AIL offers one of the most lucrative compensation packages available in the life insurance market. Insurance sales is the only sales career where you will earn residual income.

How would you like to be paid over and over again, year after year for selling a product?

How does the Renewal System work?

Every time you make a sale, or as a Manager, one of your Producers makes a sale, a percentage of the premium paid on the policy each month is credited to you. After you make the initial sale, you will receive this renewal, based on the vesting provisions of the contract, month in and month out as long as the policyholder continues to pay their premium. With every sale your monthly renewals will increase!

Only at American Income, will you find a lifetime vested renewal system that begins from your very first sale, providing you and your family financial security for many years to come!

If you’re tired of doing more work but getting paid the same as the underperformers, we need to talk. At American Income Life, you get paid based on your performance, not what someone else thinks you’re worth.

Can I find a purposeful career in insurance sales?

Most people like helping others. With an AIL sales career, you will help protect the lives of hardworking people. Our affordable supplemental life insurance can mean the difference of someone losing or keeping their home, having enough money to bury a loved one who died unexpectedly, or sending the first person in their family to college. The first time you deliver a claim check, it will click that you have found a truly rewarding career.

What are the advancement opportunities with American Income Life?

Cliché but true… The sky is the limit! Opportunity Unlimited is what you will find in an American Income Life insurance career. Our President and CEO started as an Agent. You can go as far as you want to go with American Income Life as long as you are willing to do the work.

No sales experience? No insurance experience? No problem!

Passionate. Competitive. Motivated. Dependable. Hardworking. Adaptable. Flexible. Trainable. If these adjectives describe you, the perfect sales career awaits. At American Income Life you will find people of all backgrounds and levels of education. Business professionals, high school graduates, stay-at-home moms, professional athletes. American Income Life Local Offices provide training and sales tools to help you be successful.


Fill out the form below to contact today and see how you can become a Williams Agencies Benefits Director!
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